Your Home GYM, while you are at home for the holidays!
(W/ Valid College ID, No other gym fees, Exp. 12/31/23)

If you have always wanted to try CTF Personal Training,
now is your chance to get started. There’s no obligation, call and schedule a CTF Personal Trainer consultation, today!.

(50% off Initiation fee with an 8 or 12 PT session pac bundled w/ membership)

Carmel Total Fitness has different membership options to serve you. From regular Classic Memberships to PRIME, Silversneakers, UHC – Active and Fit and Corporate Memberships. For more than 17 yrs. our members come to us for the “BEST gym value in Carmel and the surrounding area.”

We know you have many choices when it comes to fitness facilities and we believe CTF should be at the top of your list, here’s how we prove it.

Classic Memberships

Our Classic Membership gives you all we have to offer, plus “ALL” Group Fitness Classes are included in your membership. Choose your option to be charged monthly for 12 months with our convenient automatic withdrawal or pay in full for the year. We also offer month-to-month membership options. After your tour, ask our front desk staff for further details.

Family Add-ons

We make it easy for your family members to join. With your primary membership, your immediate family members, like a spouse, can add-on for a great monthly fee. Save even more when you add-on additional family members after the first has joined. (Immediate family, spouse or kids, living at the same address)

Corp. Memberships

Healthy employees make for more productive staff. We discounted Corporate Rates for select local companies and business partners. Inquire whether your company has a corporate partnership set up with Carmel Total Fitness. If not, we can help. Ask the front desk for details or contact Sean Eastes AGM / Corp. Sales and Marketing Dir.

Day Passes and Punch Passes

Welcome to Carmel, are you visiting for business, travel sports or the Holidays? We have daily guest passes available at the “BEST” rate in town, which also gives you full access to the facility and includes our Group Fitness Classes. Plus we offer a 10 Punch Pass for your extended stay, which is also good for 6 months and towards your future visits with the same total access that only Carmel Total Fitness can provide.

CTF leads the way in helping to get you prepared for changes in your Fitness and Health benefits! United Health Care / Optum are assisting you with Renew Active / One Pass. Medicare Advantage members meet your fitness-related goals. Available on select health plans, a new program to help you take advantage of all the great fitness benefits CTF has to offer. You will get total access to our fitness facility, which also includes all of our Group Fitness Classes with your Renew Active / One Pass plans. Get more info. or contact your insurance provider and get ready to get fit. Learn more at

We know “AARP” programs. With Changes coming to Fitness and Health care providers, CTF is your home to take advantage of these great benefits and programs.  CTF Has teamed up with one of the best, AARP. Check with your insurance provider to see if you have the Complete or Supplemental program access.

Yes we accept SilverSneakers programs. Our age group members enjoy SliverSneakers level classes taught by our Certified Instructors as-well-as total gym access with your valid membership number. Check with your insurance provider to see if you have access to this “healthful” benefit or go on-line to check your eligibility.

We are proud to offer support to American Specialty Health (ASH) Active and Fit program memberships. Whether Corporately active with ASH or a Medicare / Medicaid health plan member, you can go online to check your eligibility or call (877) 329-2746, option 1.

We accept PRIME memberships. Some of Indiana’s top companies promote health and fitness by providing its employees this membership as part of their corporate benefits. We maintain a great working relationship with these companies and Tivity / PRIME. Check with your employer’s benefits provider to see if you have access or go online to check your eligibility.

Employer  / Employee based fitness program. Companies that provide Active and Fit to its employees encourage fitness sharing and interaction between team members and staff. Check with your employer’s benefits provider or HR Dept. Dir. to see if you have access to your Active and Fit ID number, then bring to CTF and we will sign you up. 

Mon. – Thurs.  5:30a – 9:30p

Fri.  5:30a – 8:30p

Sat.  7a – 6p

Sun.  9a -3p

Holiday Hrs. Christmas Day – Closed / New Year’s Day – Closed / Easter – Closed

Since reopening in May 2020 after the quarantine shut down for 2 months, CTF has gone to great lengths to continually maintain all cleaning and safety protocols. Along with our loyal CTF members participation, CTF staff, trainers, instructors and MGT.
– Members and staff, heavily participate in cleaning protocols
– Cleaning stations throughout gym (towels used for cleaning only)

All Carmel Total Fitness members, guests and visitors have full access to the entire facility, which also includes “ALL” of our Group Fitness Classes. (Personal Training is not included, Fee for select classes)

Yes, we have the most competitive day pass pricing in Carmel and our guest passes are discounted when you come with a CTF member! With your Day or Guest pass you get full access to the facility which also includes our Group Fitness Classes for that day. (Fee for select classes, check out our class schedule)

We offer multiple membership options with our competitive Classic Memberships, Month-to-month Memberships, Family Add-ons and our Corporate Partnerships which, we are confident, beat our competitors prices. Also, why pay for multiple gyms, classes and additional fees, when CTF has it all! (inquire at the front desk)

Personal Training is our specialty! Our trainers work around your schedule and design specific exercise and nutritional programming. First, inquire at the front desk and we will guide you through the introduction to Personal Training, scheduling, meeting with your Trainer, also review the process and packaging information.

Yes, we have CTF Online Coaching and Small Group Training sessions available. Whether you have a CTF Personal Trainer, member of CTF or training on your own, CTF Online Coaching connects all of your fitness goals. Our online guidance will enhance your progression, keep you accountable, build confidence and help you get to your goals quicker, eliminating the food / diet confusion, body image frustration and guess work. CTF Small Group Training offers you the STRENGTH in group focused training. Get the motivation you need from your peers, track your progress, do your workouts “together” and share your successes

Small Group Training Contact:

Yes! CTF Is proud to support Insurance Health Benefit Programs like: AARP, United Health Care / Optum, SilverSneakers, PRIME, Humana and others. Please see our front desk staff for further details. We will assist you in checking your eligibility and get you signed up.

No, just show up and be ready for action! One exception, our spinning / cycling classes have a limited number of bikes, so we encourage members to sign up and reserve a bike. (Fee for select classes, to register for JumpFit go to

Yes! Our Multi-purpose Classroom, Basketball and Racquetball courts, and Spin Bike Studio are all available for rent. Fitness Instructors / Trainers can be provided for an additional fee (inquire at the front desk for scheduling and pricing).

Certainly there can be times when ANY gym gets crowed, based on season, and times of day. For more than 14 yrs. we have won over Carmel and the surrounding area with establishing a culture of “movement and flow.” Our members are very conscience of time spent and those other members around them. We have worked hard to structure our classes to fit the flow of the facility. Our open and accessible parking can more than accommodate. Our open facility allows members to spread out.  Members can enjoy Group Fitness Classes or Spin Class, which frees up the cardio and weight room areas. Stop in today and take a tour.


Ready to make a lifestyle change? Our capable facility, welcoming staff and team of expert Certified Personal Trainers take great pride in assisting and guiding you to achieve those health and fitness goals you once thought were out of your reach.